Less Interest, More Car.

Rates as low as 4.74% APR

*Rates are subject to change without notice. Displayed rates are offered to members meeting select credit criteria; other rates are available based upon individual credit and ability to repay.

Financial Healthcare

The Credit Union Where EVERYONE Gets Better!

Get better auto loan rates - Get better home equity rates - Get better service

Unlock the Power of Your Home's Equity

Rates as Low as 5.24%

Stop Dreaming and Start Living Your Best Life

With a Fixed Rate Home Equity Loan from HEFCU

Rates as low as 5.24%

Healthcare Heroes Deserve Better

Elevate Your Financial Health with HEFCU

Preferred Partner of NJHA - New Jersey Hospital Association

Not in Healthcare? Not a Problem.

Elevate Your Financial Health with HEFCU

You Deserve Better

Join Us and See The Difference!

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Best Kept Secret

Healthcare Employees Federal Credit Union is dedicated to providing personalized financial solutions. We strive to improve the financial health of those that work tirelessly to improve our physical and mental health.

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CO-OP Locator

Find a CO-OP ATM or Shared Branch Near You

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Do More, Pay Less

Healthcare Employees Federal Credit Union offers affordable loan rates that fit our members' needs. With flexible term options and a simple online application, the possibilities are endless.

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