Personal Loans

We offer low-rate, fixed-term personal loans to help you with whatever direction life may take you. With an unsecured, personal loan you can borrow up to $15,000, with terms up to 60 months, for a variety of reasons including:

• Debt consolidation
• Home improvement and repair
• Medical and dental expenses
• Travel
• Holiday spending

Receive a 0.25% Loan Loyalty discount off our current rates if you have a HEFCU loan in good standing and/or a HEFCU loan paid within the past 18 months

Debt Protection with Life Plus coverage is available.

A share secured personal loan can be a great way to build credit history or make a large purchase without dipping into your savings. With a share secured loan, you borrow against funds you have on hold in a savings account and receive a low, fixed-rate loan while still earning interest on your deposit. The loan amount is only limited by the amount of funds on deposit that you will pledge for the loan.

You can pay back the loan at any time without penalty.

A 0.25% Loan Loyalty discount is available for members with with a HEFCU loan in good standing and/or a HEFCU loan paid within the past 18 months