Access Your Account 24/7 with Our
NEW Online and Mobile Banking

CD Rate Special as High as 4.318% APY*

Open a 9, or 12-month CD with $5,000 or more of New Money through 2/28/26 ONLY!

New money refers to funds not already on deposit with HEFCU. *Annual Percentage Yield

Not in Healthcare? No Problem.

You can still Elevate Your Financial Health with HEFCU

Unlock the Power of Your Home's Equity

HELOC's as Low as 5.75% APR

Finance up to 100% of your home's equity - conditions apply

Make Better Investment Decisions Now!

Wealth Management Service Now Available

Nest Egg - Available at HEFCU

Get a FREE Debit Card for Your Kids and Teens Today!

Member Exclusive!

Create chores, set allowance, monitor spending, and more

Stop Dreaming and Start Living Your Best Life

With a Fixed Rate Home Equity Loan from HEFCU

Rates as low as 4.99% APR

Low-Rate Auto Loans at HEFCU

Membership Has Benefits!

You Deserve Better Checking

High-Yield Checking Account as High as 4.07% APY*

*Annual Percentage Yield

Credit Card Rates as low as 8.99% APR

No Annual Fee

Rates may vary depending on your credit score

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Banking for New Jersey Healthcare Employees

Healthcare Employees Federal Credit Union is dedicated to providing personalized financial solutions. We strive to improve the financial health of those that work tirelessly to improve our physical and mental health.

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CO-OP Locator

Find a CO-OP ATM or Shared Branch Near You

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Pay Less, Do More

Healthcare Employees Federal Credit Union offers affordable loan rates that fit our members' needs. With flexible term options and a simple online application, the possibilities are endless.

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