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HELOC's as low as 5.50% APR!

No cost on loans up to $500k

Finance up to 100% of your home's equity.

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Rates as low as 8.99% APR and No Annual Fee

Swipe, Save, and Score!

From 6/1/26 through 8/31/26, every purchase enters you into a sweepstakes to win $500

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Amazing CD rates as High as 4.060% APY

Open a 9, or 12-month CD and receive this special rate!

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Stop Dreaming and Start Living Your Best Life

Fixed Rate Home Equity Loan as low as 4.99% APR

Membership Has Its Benefits!

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Kids/ Teen Debit Card FREE!

A $69 Value Free for Members!

Set chores, allowance, monitor spending, and more

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New/Used/Refinance Rates As Low As 4.24% APR

Membership Has Benefits!

Through May 31st Only!

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We Have the Mortgage Options You Need!

Conventional, VA, & FHA Loans

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You Deserve Better Checking

High-Yield Checking Account as High as 4.07% APY*

*Annual Percentage Yield

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Investing Made Easy!

Nest Egg - Available at HEFCU

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Banking, but Better!

Healthcare Employees Federal Credit Union is dedicated to providing personalized financial solutions. We offer a wide range of deposit accounts, loans, investment services, and more, working to improve the financial health of our members. HEFCU memberships is easy! $5 into a Primary Savings account will establish your HEFCU membership!

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Pay Less, Do More

Healthcare Employees Federal Credit Union offers affordable loan rates that fit our members' needs. With flexible term options and a simple online application, the possibilities are endless.

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News and Events

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Tariffs, Trade, and Your Finances: Simple Ways to Stay Ahead

From groceries to electronics, prices have been rising—and staying high. So, what impact does this have on your personal finances, and how can you safeguard your budget amid unpredictable global markets >>

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What 2025 Tax Changes Mean for Your Wallet

If you're considering purchasing a new car, there's an upcoming financial advantage you'll want to keep in mind. Beginning with the 2025 tax filing year, a new federal law will enable certain borrowers to deduct the interest paid on qualifying auto loans... >>

What Kind of Home Improvement Projects Will Add Value to my Home

Discover the top home improvement projects that can significantly increase your property's value... >>

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