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Student Loans

Get the money you need to help make higher education happen

Student loans from HEFCU in partnership with Sallie MaeĀ® could help!

For those attending a degree-granting institution

Whether you're an undergraduate student, graduate student, or parent helping a student pay for school, these flexible loans are designed to meet your needs:

  • Competitive variable and fixed interest rates
  • No origination fee or prepayment penalty1
  • Multiple repayment options

Student Loan Options

Smart Option Student Loan

Undergraduate

Smart Option Student Loan® for Undergraduate Students Pay for your bachelor's, associate's, or certificate expenses at a degree-granting school

Graduate School Loan

Graduate

Pay for expenses as you pursue your master's and doctoral degrees

MBA Loan

Graduate

Pay for your business school expenses as you pursue your Masters of Business Administration degree

Medical School Loan

Graduate

Pay for your medical degree expenses in allopathic, general, osteopathic, podiatric, radiology, sports, and veterinary medicine

Dental School Loan

Graduate

Pay for your dental degree expenses in general dentistry, endodontics, oral and maxillofacial surgery, orthodontics, pediatric dentistry, periodontics, and prosthodontics

Graduate School Loan for Health Professions

Graduate

Pay for your health professions degree expenses in allied health, nursing, pharmacy, and other graduate-level health programs

Law School Loan

Graduate

Pay for your school and associated expenses as you study for your law degree

Parent Loan

Parent

Help your student by taking responsibility with a loan in your name

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